Terra has designed Credit to be an advanced Hybrid POW/POS Scrypt based cryptocurrency. With the last POW blockheight of 10,000 we have seen the blockchain transform to POS only and nearly 100,000 POS blocks have been produced.

Proof of Stake (POS):

The Credit blockchain is a solution with the future in mind, non resource intensive mining that creates and even playing field and allows anyone to earn from supporting the network. The Credit desktop wallet is all you need to become a Credit "Producer" and start earning new coins in real time. POS is the next step in cryptocurrency evolution which promotes true decentralization by improving accessibility, we have removed the technical and expensive POW environment to allow anyone with a modern computer to earn from supporting the blockchain.

Smarter Technology

Impervious to typical attacks, the Credit blockchain completely ignores hash power and selects producers based on their balance. The absence of master nodes improves security by eliminating other forms of attack that are used in networks with fewer producers.

100% Inclusive

The Credit wallet is simple to install and produces blocks automatically, anyone with a modern computer can be setup in minutes. This increases the decentralization within the node community by making it simple and accessible with no coding or advanced skills required.

Fast & Free

Sending Credit takes seconds and is virtually free, any user can group unlimited unique transactions into a batch and send all the payments at once for the low fee of 0.00001 CREDIT. Transactions are confirmed quickly by the network of nodes that are rewarded with new coins rather than transaction fee's.