AN EFFECTIVE ALTERNATIVE TO CASH SINCE 2018
- Unrivaled accessibility for mobile users
- Extremely fast, low cost transactions
- Transparent and decentralized blockchain
- Easy mining with a wide range of wallets

Cryptocurrency For Everyone
The Terra-Credit platform utilizes advanced Proof of Stake (PoS) technology to provide users with a new level of convenience and accessibility. Terra-Credit is an open-source, decentralized blockchain-based cryptocurrency with the potential to revolutionize the market. This coin features true fungibility paired with unmatched privacy. Additionally, the Terra-Credit ecosystem includes full community governance, network scalability, and real-world applications.
our partners
What is CREDIT?


How does the wallet work?

Terra Credit Proof Of Stake (POS)
Privacy
Terra-Credit implements a new privacy protocol (ZcashSapling) that provides users with professional-grade anonymity tools. The platform utilizes a combination of multiple technologies to provide improved transaction speeds while keeping your privacy intact.
Scalability
The Terra-Credit ecosystem’s design allows for near-instant transaction times. Anyone can send CREDIT across the globe in under 60 seconds. This transaction speed puts Terra-Credit light years ahead of Bitcoin’s 10 minute block times.
Security
Terra-Credit maintains its network security via a decentralized Proof-of-Stake (PoS) consensus algorithm. The PoS protocol ensures both security and diversification amongst the network. To hack Terra-Credit’s blockchain requires more resources than the entire network’s worth.
Rewards
Terra-Credit introduces a multi-tiered reward system to incentivize miners, masternodes, and regular users alike. Additionally, Terra-Credit’s diverse network supports a consistent and highly reliable payout schedule.
Energy Efficient
The Proof-of-Stake consensus mechanism is a huge upgrade over Bitcoin’s Proof-of-Work system. A PoS network only costs a fraction of the operating costs of PoW networks. Additionally, they provide more scalability and functionality.
Low Fees
Low fees are another huge advantage Terra-Credit has over the competition. Users can send global transactions for less than $0.01. In this way, Terra-Credit is nearly free to use.
Community
Terra-Credit’s real value exists within its community of supporters. Here is where all the inspiration, development, and support that it takes to operate this network centers. Most importantly, anyone can become a part of this thriving community.
Decentralization
Terra-Credit operates autonomously via a distributed decentralized organization (DAO). In this manner, the project’s community determines the course of action taken. Terra-Credit supports a robust and thriving community of users.
Self-Funded
The Terra-Credit ecosystem incorporates both sustainability and future growth. Currently, the system utilizes a built-in monthly treasury. These funds allow proposals passed by the community to come to life.

Digital payment platform

Free and fast payments

A rewarding wallet
