• Unrivaled accessibility for mobile users
  • Extremely fast, low cost transactions
  • Transparent and decentralized blockchain
  • Easy mining with a wide range of wallets

Cryptocurrency For Everyone

“It’s been proven time and time again that Cryptocurrency is a life-changing catalyst of financial freedom and change in people’s lives.”

What is CREDIT?

CREDIT is a Cryptocurrency and a decentralized digital payment solution for the world’s unbanked adult population. We see CREDIT as a viable replacement to cash and a rewarding option that is attractive to new users.

How does the wallet work?

The CREDIT desktop wallet enables everyone, regardless of technical ability, to participate in crypto. The wallet is simple to use and does everything automatically, you just need a computer, laptop or mobile device.

Terra Credit Proof Of Stake (POS)



Anyone can dowload a TerraCredit wallet for free to participate in and earn from block production anonymously.


Transaction on our blockhcain show instantly and are spend-able within 1 minute. Future versions will see TerraCredit transactions spend-able in under 1 second.

Secure Network

Performing a 51 % attack on Terra Credit, a highly decentralised Proof-of-Stake network with over 12,000 non competetive solo miners, is impossible.

Rewards - Proof of Stake (PoS)

TerraCredit users that stake their balance will receive 100% profit annually, you dont even need a PC because staking wallets are available for all web connected devices.

Low Fees

You can send money to anyone, anywhere in the world for literally no cost. The average fee to send unlimted amounts is below $0.00000003.

Decentralised Team

Our team was formed organically over time and is spread across the globe. It consists of community members, some of who have contributed enough to be included in our team section.

Digital payment platform

CREDIT has been designed as a digital payment platform and a decentralized solution to cash. CREDIT’s most important function is as a medium of exchange to facilitate digital transactions.

Free and fast payments

CREDIT offers free and fast blockchain-based payments. It employs Proof of Stake (PoS) which allows any user to become a block producer. Block producers support the network and get rewarded with new coins for doing so.

A rewarding wallet

The CREDIT desktop wallet automatically “stakes” a user’s coin balance which allows them to become a block producer and earn rewards for maintaining the CREDIT blockchain. This creates a passive income stream.

No expensive technology

The CREDIT wallet is simple to use and does everything automatically, you just need an internet-connected device. To get started make sure your wallet is synced and unlocked. The rest happens automatically.

Join the global CREDIT community today.


Want to say hello? Want to know more about us? Drop us an email and we will get back to you as soon as we can.